vegetarian chili

i sort of made this up when it turned autumn and i wanted chili but without meat, and had 5 different kinds of beans on hand.

1 green bell pepper, diced
1 yellow bell pepper, diced
2 tbsp olive oil

1 large sweet onion, diced
1 small-med jalapeno, diced
3 garlic cloves, minced

1 tbsp chili powder
1 tbsp cumin

1 (28 oz) can diced tomatoes
1 (28 oz) can tomato sauce
1 bottle beer
2 (16 oz) kidney beans
1 (16 oz) can white beans
1 (16 oz) can pinto beans

saute onion, peppers, jalapeno and garlic in a large saucepan until onions are golden, 10-12 minutes.

add chili powder and cumin and cook 2 minutes.

add remaining ingredients and cook until heated through and serve with shredded cheddar and crackers.